When it comes to lowering your monthly payments, buying back credits is a proven solution. This operation can resolve difficult or even urgent situations: over-indebtedness, late payments, etc. However, you should not skip the stages under the pretext of rapid treatment.
Submit your request free and without obligation in 2 minutes
To get started, you need to send your information to a loan buyout broker. Today, it is possible to submit your request online using a form. In the latter, you will indicate all the data necessary for the study of your project. In particular, you will be asked to detail your current credits as well as your current situation.
This first step is quick and usually only takes a few minutes.
As a reminder, this request does not bind you to anything and is completely free. It allows one of our broker advisers to make an initial analysis of your loan buy-back request.
Refine your project with a dedicated contact, who will negotiate for you
The second step is to precisely define your expectations. The person who will have analyzed your request will contact you in order to better understand your situation and complete your file. For this, your interlocutor specialist in buy back of credits will ask you to send him the supporting documents which will allow him to better negotiate later.
Each bank and specialized organization displays different criteria for accepting to redeem your credits. The role of your broker will therefore be to defend your request with these financial institutions. Its goal: to obtain for you one or more optimal offers adapted to your situation.
Throughout this negotiation phase, you can of course count on this dedicated broker to keep you informed of the progress of his procedures.
Receive the best loan buyback offers on the market
Your advisor then selects the loan buy-back proposals that are most advantageous for your situation and presents them to you. The pluses and minuses of each offer are explained to you and you benefit from the advice of your specialist contact. You will therefore be able to know what drop in your monthly payments would allow this or that loan buy-back. You can choose to follow up on one of the offers you have received or not.
You will understand, a credit buyback does not materialize in a few days. Negotiations can take several weeks. This financial transaction often brings about significant changes in the daily life of the borrower. The time required to choose the right offer is therefore justified. As a reminder, an optimal credit buyback can reduce your monthly repayments by up to – 60%.
Don’t waste any more time, make your free, no-obligation request now!